4 Things to Know About Getting Car Financing at Your Kia Dealership

Getting a new or used car at your local Kia dealership in Bentonville, AR is exciting, but you’ll have to consider all the options when it comes to paying for your vehicle. In most cases, you can get the best car financing rate at your dealership, so you should check their website and speak to the finance team about your needs. Let’s explore how you can get financing at your dealership and why this is such a simple process.

4 Things to Know About Getting Car Financing at Your Kia Dealership in Bentonville AR

1. It’s Surprisingly Simple 

In the past, getting a car loan was a challenge, but with the advent of the internet, you can find everything you need online. What’s more, your local dealership can not only provide you with a car but also with great financing options, so you don’t have to seek them out elsewhere. You can use all of the tools, such as the finance calculators, on the website and then apply online, in person, or over the phone. 

2. You Can Find Help Online and In Person 

Depending on your personal situation and how familiar you are with the financing process, you might have some questions. Fortunately, assistance is available 24/7 on the dealership’s website. Aside from the detailed articles, you can also use various tools and contact forms in order to get in touch with the finance team.
If you’d rather speak to someone in person, you can give the dealership a call or stop by in person. With generous opening hours from 8.30am to 8pm six days a week, you can get in touch with us even if you work normal office hours.

with the finance team.
If you’d rather speak to someone in person, you can give the dealership a call or stop by in person. With generous opening hours from 8.30am to 8pm six days a week, you can get in touch with us even if you work normal office hours.

3. You Need to Know About Your Financial Situation

To take advantage of the online options and get the best result possible, you’ll need to know the details of your personal situation. Before getting started, you should figure out how much you’re able to pay each month–not forgetting taxes, gas, and insurance into your total “car” budget–and whether you have a deposit that can lower your loan amount. You’ll also need some information about your credit score, as this will determine what kind of rate you can get.

4. Your Finances Affect Your Rate

Most people are aware that their credit score is important when it comes to getting financing, but there are other aspects of your situation that can make a difference. For example, the dealership will take your employment status into consideration.
If you’re a full-time employee, you might have an easier time obtaining a loan than if you’re unemployed or self-employed. Similarly, a sizeable down payment can reassure your lender that you’re a serious candidate and that you’re good at handling your finances.
When you purchase your car from a reputable dealership, you can get financing directly from them. Not only is this process extremely easy, but help is available both online and in person. Although the customer service representatives will be happy to assist you, it’s helpful if you have accurate and up-to-date information about your financial situation, as this will affect your rate. Contact us at Crain Kia of Bentonville to get started and speak to our team.

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