Car buying can be a stressful process full of questions and concerns. Outside of just looking for a car, one of the biggest potential headaches is getting approved for an auto loan. Thankfully, our finance team at Crain Kia of Bentonville in Bentonville, Arkansas, makes this process easy and painless! Our finance department is committed to helping you find the best finance program so you can get into your new ride ASAP. Here’s a quick step-by-step guide on how to get started!
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Checking your Credit
Before you start shopping around for a new car, you’ll want to make sure you know what your credit score is. If you need to know your credit score, you can check a few different ways. Consumer Financial Protection Bureau says on its blog that you can review your score by viewing your credit card or loan statement online, speaking with a nonprofit counselor, or using a credit score service. Some businesses offer free credit score services; this option may require a fee. Once you have your score, you will better understand what financial package you can expect. If you have a higher credit score, we can help you find the best interest rate for your vehicle purchase. If your credit score could be better or if you need to rebuild your credit, our financial team can help by tailoring a loan package! All you need to do is complete a Free Credit Application on our website to get preapproved! Once we receive your information, our financial office will contact you with our car loan options.
Are you shopping for a compact car in Northwest Arkansas? Click here to learn about Kia sedans!
Payment Calculator
Once you have your loan information, you can check your monthly payment and buying power with our Payment Calculator! This tool gives you a quick estimate of what you can expect to pay monthly on your car loan or how much you can spend on your new vehicle with your loan. All you need to do is enter:
- Either the loan amount or your desired monthly payment
- Your expected down payment
- Your current car’s trade-in value
- How long your payment term will last
- Your interest rate
Once you enter this information into either calculator, it will supply you with an estimated monthly payment or expected purchasing dollar amount for your new car.
Are you shopping around for an SUV near Springdale, AR? Click here to learn about the Kia Sportage!
Crain Financial Services
Our team at Crain Kia of Bentonville is committed to helping you get into your new ride. Our approvals are quick, and we offer competitive rates directly from the manufacturer and the local Arkansas banks. You can also expect value-added services to protect your investment on your newly purchased car and extended warranty programs. Stop by our dealership in Bentonville, Arkansas, today!
Are you searching for a used vehicle near Bella Vista, AR? Click here to see our selection!
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Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.